1099Policy - Workers' comp and liability insurance for independent contractors on gig work platforms
Does Workers' Comp Cover Independent Contractors? A Guide for Companies That Hire 1099s
Does workers' comp cover independent contractors? Usually no. If your carrier says it does, they're treating your 1099s as employees. What that means for your audit and classification risk.
How to keep your freelancers compliant, without blowing your budget
Ensure freelancer compliance without overspending - cost-effective tactics for managing contractor risk.
The tug of war between independent contractors and employers
The tug of war over classification intensifies - understand evolving trends and mitigate reclassification risk.
Latest case studies
$103,000 saved in a single year by replacing EOR markups with per-assignment coverage
A national talent firm processed $673K of contractor compensation through 1099Policy in one year — paying a small platform fee instead of a 16% EOR markup, and saving over $103,000 while properly covering uninsured contractors.
Custom media liability insurance deployed in under 30 days for 4,000+ contractors
How the country's second-largest commercial property firm replaced its EOR with 1099Policy — building custom media liability coverage for 4,000+ content creators and brand activators in under 30 days.
How Jack Morton Runs a 2,000-Freelancer Network with Worksuite and 1099Policy
Mandy Johnson, Production Services Director at Jack Morton, on consolidating freelancer onboarding, contracts, insurance, and payroll into one workflow — and how embedded per-assignment coverage from 1099Policy takes certificate-of-insurance review off her plate.
From Friction to Flow: How 1099Policy and CreatorIQ Simplify Creator Coverage
Discover how 1099Policy and CreatorIQ make creator coverage effortless — embedding insurance directly into the creator workflow for safer, faster campaigns.
The 1099Policy Story: Making Insurance Work for the Modern Workforce
Discover 1099Policy’s vision: building contractor insurance solutions tailored for the modern workforce.
Workers' Comp Articles
Part 3. After the Audit - Managing Results, Disputes, and Planning Ahead
After a workers’ compensation audit? Learn how to manage results, dispute findings, and plan ahead to protect your business.
What Many General Counsel Still Overlook About Workers’ Compensation for Independent Contractors
Many legal and compliance professionals still assume workers’ compensation only applies to employees. This article explains why even general counsel are rethinking that view — and how allowing independent contractors to carry workers’ comp in their own name protects both sides of the work relationship.
Part 2. How to Navigate a Workers’ Compensation Audit with Confidence
Facing a workers’ comp audit? Get expert strategies to navigate inspections, protect your interests, and ensure compliance.
Part 1. How to Prepare for a Workers’ Compensation Audit (Without Losing Sleep)
Prepare for a workers’ comp audit with confidence – step-by-step guidance to reduce stress and mitigate risk.
How 1099Policy ensures contractor compliance with insurance requirements
See how 1099Policy helps enforce contractor insurance requirements and reduce compliance gaps.
COVID-19, workers’ compensation, and reclassification risk: what you need to know
COVID’s legacy - how it affects workers’ comp and reclassification risk for contractors.
How a $200 workers’ compensation policy could have avoided a $2 million nightmare
A $200 policy vs. a $2M liability - learn how underinsurance can devastate your business.
Compliance & Classification Articles
The Fashion Workers Act Has Arrived. Now What?
The Fashion Workers Act is here – understand its impact, your obligations, and how to safeguard your contractors.
Reevaluating Contractor Insurance: Expanding Coverage Options
Reevaluate your contractor insurance strategy - explore coverage options to better safeguard your engagements.
How contracting entities can expand their qualified labor pool
Expand your qualified contractor pool safely - strategies to scale talent while controlling risk.
Will gig workers be reclassified as employees?
Could gig workers be reclassified as employees? Explore the implications and how to stay compliant.
How 1099Policy helps companies mitigate reclassification risk
Mitigate reclassification risk with 1099Policy’s framework - enforce compliance and protect your bottom line.
Creator Economy Articles
Who Owns Influencer Risk? A Shared Responsibility
Influencer risk is shared - learn which parties bear liability, how to manage exposure, and best practices.
What We Learned from Industry Leaders About the Biggest Risks in Influencer Marketing
Industry leaders reveal top risks in influencer marketing - get insights to protect your brand and collaborators.
Protecting Your Brand in the Influencer Economy
Protect your brand from influencer campaign risks - learn key strategies and insurance safeguards.