# Premium payments: Agency Remit vs. Contractor Pay

1099Policy offers two options for submitting insurance premium fees: Agency Remit and Contractor Pay.

- **Agency Remit**: Enterprise client (i.e. agency) remits the cost of coverage on behalf of the contractor after receiving an invoice from 1099Policy.

- **Contractor Pay**: The contractors pays for coverage directly via credit card while opting into coverage.

**Agency reps select the payment option**, per assignment, either when uploading data to 1099Policy (for new contractors) or when adding assignments (for existing contractors).

These payment options apply to **insurance premiums only**. The Platform Access Fee is always paid by enterprise clients and may not be paid by (or passed along to) contractors.

Please note that contractors synced via **Worksuite** currently pay the cost of their premium via Contractor Pay. Our teams are actively working to support Agency Remit longer term.