Cyber liability that clears enterprise procurement.

Breach response, ransomware, and third-party PII liability in the contractor's name. Per engagement, at limits solo independents can't get on their own.

Clear security review → Sample cyber COI

CYCyber Liability

● Active

Insured
Independent Contractor (named)The contractor is the named insured. Client or platform can be added where required.

Coverage
Global cyber liabilityBreach response, ransomware, and third-party PII liability for covered contractor work.

Trigger
Per engagementCoverage is matched to the work window, role, data exposure, and customer-of-record.

Territory
WorldwideGlobal coverage territory, subject to policy terms and local requirements.

Time to bind
Under 60 secondsAverage enrollment + security details

COI delivery
Instant PDFFetch via API or dashboard. Additional insured supported where required.

Breach response

The contractor's own costs to respond to a breach: forensics, notification, and recovery.

• ✓Forensics and notification
• ✓First-party costs
• ✓Same-day incident intake

Ransomware & extortion

Ransomware response and cyber-extortion events during the engagement.

• ✓Extortion response
• ✓Recovery support
• ✓Carrier-managed claims

Third-party PII liability

Claims from clients or individuals whose data is exposed, with legal defense.

• ✓Defense costs included
• ✓Client or platform as additional insured
• ✓Instant COI evidence

01

Contractor opts in

Embedded in your existing onboarding. Role, data exposure, engagement window, and required limits are the inputs the carrier needs to underwrite.

02

We bind

Carrier-backed quote returns in under a second. Premium calculated by coverage, exposure, and engagement details.

03

COI delivered

Instant PDF naming the client or platform as additional insured. Archived for retrieval, accessible via API or dashboard.

Global
Available to any 1099 · worldwide

Cyber Liability is available to any 1099 contractor working anywhere in the world: content creators, IT consultants, field-service techs. The coverage territory is worldwide, because data, vendors, and claims don't stop at the border. An engagement that touches systems or data subjects on another continent stays covered*

Coverage territory: worldwide

*Coverage territory per policy form. Confirm jurisdiction-specific terms with the carrier before binding.

New YorkLos AngelesTorontoMexico CitySão PauloBuenos AiresLondonParisLagosBogotá

Twenty minutes with your security checklist.

We'll wire cyber into your onboarding with sample contractors and walk you through breach response, the PII liability path, and what security review sees on the COI.

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Built for 1,200+ agencies and platforms managing contractor risk