Media Liability Insurance for Creators | 1099Policy
Media Liability
Media liability priced by the day, not the policy year.
Copyright, clearance, defamation, and right-of-publicity coverage for the people who make content. It's issued per project, in the contractor's name, with the brand or production added as additional insured.
Scope a project → Sample media COI
MLMedia Liability
● Active
Insured
Independent Contractor (named) Not the platform. Not the agency. The creative or production contractor.
Coverage
Global media liability
Copyright, clearance, defamation, and right-of-publicity claims for covered content work.
Trigger
Per project
Coverage is scoped to the production, campaign, deliverable, or project window.
Territory
Worldwide
Global coverage territory, subject to policy terms and local requirements.
Time to bind
Under 60 seconds
Average enrollment + project details
COI delivery
Instant PDF
Fetch via API or dashboard. Additional insured supported where required.
Copyright & Clearance
Infringement and clearance claims arising from the content the contractor creates.
- ✓ Defense costs included
- ✓ Per-project issuance
- ✓ Named in the contractor's policy
Defamation
Libel, slander, and disparagement claims from published or broadcast content.
- ✓ Covered per claim
- ✓ Defense costs included
- ✓ Carrier-managed claims
Right of Publicity
Unauthorized use of a person's name, likeness, or persona.
- ✓ Brand added as additional insured
- ✓ Instant COI evidence
- ✓ Per-project issuance
Process
Contractor opts in
Embedded in your existing onboarding. Role, project, deliverables, and territory are the inputs the carrier needs to underwrite.
We bind
Carrier-backed quote returns in under a second. Premium scoped to the project, not the policy year.
COI delivered
Instant PDF naming the brand or production as additional insured. Archived for retrieval, accessible via API or dashboard.
Global
Any 1099 · wherever content runs.
Media Liability is available to any 1099 who makes content (creator, photographer, post vendor), and coverage follows the content wherever it's distributed. The campaign that runs in São Paulo or Seoul is still their covered claim.*
Coverage territory: worldwide
*Coverage territory per policy form. Confirm jurisdiction-specific terms with the carrier before binding.
Call to Action
Bring a project. We'll scope it live.
We'll scope Media Liability to one of your real projects and walk you through clearance, defamation, and publicity coverage, plus what the brand sees on the COI.
Built for 1,200+ agencies and platforms managing contractor risk.