# Media Liability

Media liability priced by the day, not the policy year.

Copyright, clearance, defamation, and right-of-publicity coverage for the people who make content. It's issued per project, in the contractor's name, with the brand or production added as additional insured.

[Scope a project →](/content/products/media-liability-insurance#/index.html) [Sample media COI](/content/products/media-liability-insurance#/index.html)

### MLMedia Liability

● Active

**Insured**  
Independent Contractor (named) Not the platform. Not the agency. The creative or production contractor.

**Coverage**  
Global media liability  
Copyright, clearance, defamation, and right-of-publicity claims for covered content work.

**Trigger**  
Per project  
Coverage is scoped to the production, campaign, deliverable, or project window.

**Territory**  
Worldwide  
Global coverage territory, subject to policy terms and local requirements.

**Time to bind**  
Under 60 seconds  
Average enrollment + project details

**COI delivery**  
Instant PDF  
Fetch via API or dashboard. Additional insured supported where required.

### Copyright & Clearance

Infringement and clearance claims arising from the content the contractor creates.

- ✓ Defense costs included  
- ✓ Per-project issuance  
- ✓ Named in the contractor's policy

### Defamation

Libel, slander, and disparagement claims from published or broadcast content.

- ✓ Covered per claim  
- ✓ Defense costs included  
- ✓ Carrier-managed claims

### Right of Publicity

Unauthorized use of a person's name, likeness, or persona.

- ✓ Brand added as additional insured  
- ✓ Instant COI evidence  
- ✓ Per-project issuance

## Process

### Contractor opts in

Embedded in your existing onboarding. Role, project, deliverables, and territory are the inputs the carrier needs to underwrite.

### We bind

Carrier-backed quote returns in under a second. Premium scoped to the project, not the policy year.

### COI delivered

Instant PDF naming the brand or production as additional insured. Archived for retrieval, accessible via API or dashboard.

Global

Any 1099 · wherever content runs.

Media Liability is available to any 1099 who makes content (creator, photographer, post vendor), and coverage follows the content wherever it's distributed. The campaign that runs in São Paulo or Seoul is still their covered claim.*

Coverage territory: worldwide

*Coverage territory per policy form. Confirm jurisdiction-specific terms with the carrier before binding.

### Call to Action

## Bring a project. We'll scope it live.

We'll scope Media Liability to one of your real projects and walk you through clearance, defamation, and publicity coverage, plus what the brand sees on the COI.

[Get Started](/content/demo/index.html) [Book a Demo](/content/demo/index.html)

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