# Professional liability (E&O) priced to the engagement, not the fiscal year.

Professional Liability in the consultant's name, sized to the SOW. A $50K engagement carries a fraction of an annual premium, and procurement still gets its COI on day one.

[Price a sample SOW →](/content/products/professional-liability-insurance#/index.html) [See a sample COI](/content/products/professional-liability-insurance#/index.html)

## Professional Liability (E&O)

● **Active**  
**Insured**  
Independent Contractor (named) The consultant is the named insured, sized to the SOW. The client can be added where the contract requires it.

### Coverage

Contractor-named E&O Defense and covered claims for errors, omissions, and negligent professional services, written on a claims-made form.

### Trigger

Per-engagement Bound to the SOW and active for the engagement window, with the retro date set at bind.

### Form

Claims-made Claims are covered when made during the policy period, back to the retro date.

### Time to bind

Under 60 seconds Average enrollment + SOW details

### COI delivery

Instant PDF Fetch via API or dashboard. Additional insured supported where the contract requires it.

### Errors & omissions

Claims that the contractor's professional work was negligent, wrong, or incomplete, with legal defense.

- ✓ Defense costs included  
- ✓ Negligence and errors  
- ✓ Named in the contractor's policy

### Claims-made defense

Covered when a claim is made during the policy period, back to the retro date set at bind.

- ✓ Retro date set at bind  
- ✓ Carrier-managed claims  
- ✓ Defense costs included

### Contract & COI compliance

Meets the E&O requirement in the client's SOW, with an instant COI procurement can verify on day one.

- ✓ SOW-sized limits  
- ✓ Instant COI evidence  
- ✓ Verified on day one

### Contractor opts in

Embedded in your existing onboarding. Role, scope of work, and engagement value are the inputs the carrier needs to underwrite.

### We bind

Carrier-backed quote returns in under a second, with the retro date set at bind. Premium sized to the SOW.

### COI delivered

Instant PDF procurement can verify on day one. Archived for retrieval, accessible via API or dashboard.

## Bring a real SOW. We'll price it live.

We'll price E&O against one of your real SOWs and walk you through the claims-made form, the retro date, and what procurement sees on the COI.

[Get Started](/content/demo/index.html) [Book a Demo](/content/demo/index.html)

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